Life Insurance helps your Family
If you think you don’t need life insurance, your right – technically. Life Insurance isn’t for you. It’s for the family we leave behind. At the end of the day, no one wants to think about leaving this world behind. Yet like all things in life nothing is forever.
At DePolo & Associates, we understand just how sobering this experience can be and we’ll always be here to guide you through it. Planning for your loved ones the future that you won’t be in is in itself the highest form of generosity. Make sure your loved ones will be taken care of today.
Find Out More About Quality Life Insurance Coverage
At DePolo & Associates, our life insurance policies can cover a wide array of situations including untimely passing, and needing long-term care.
Life insurance pays benefits to your beneficiaries when you pass away. If you have family members financially dependent on your income, then your death could leave them financially destroyed. But when you have life insurance, the benefits can supplement the lost income, pay debts, and accomplish other financial goals.
When selecting your policy, pay close attention to the term. Not all life insurance policies are the same. Some have a short term of 10 or 15 years, while others remain in place as long as you are alive. The longer-term policies have a higher premium rate, so you should decide if that is what you want.
It is always best to estimate on the higher end when choosing a death benefit amount. You want your beneficiaries to have enough money to fulfill some financial needs.
You should also let your spouse or other family member know about the policy. This is simply so they will know how to proceed once you die. Speaking with an insurance agent is a great way to learn more about life insurance.
Contact DePolo & Associates for information regarding your quote today!